Job Description

Credit Underwriter

1.GENERAL SUMMARY:

  • Provides assistance to a variety of daily tasks to ensure credit worthiness as well as audit merchant sales channels

2. ESSENTIAL JOB FUNCTIONS:

  • Analyze credit information to determine risk involved in establishing credit for new merchants
  • Financial Analysis of merchant and bank statements
  • Understand and read Credit reports
  • Analyze merchant account parameters
  • Review Sales Channel for compliance accuracy
  • Investigate and thoroughly review information presented for compliance purposes
  • Provide ongoing training of credit policy for merchant sales channels
  • Comply with and enforce company policies and procedures

3. GENERAL QUALIFICATION STANDARDS:

  • Excellent management, communication, interpersonal, organizational and leadership skills
  • Ability to communicate effectively both written and verbal
  • Ability to thoroughly review documents
  • Excellent organizational skills
  • Ability to work in fast paced environment
  • Industry knowledge
  • Identifies and resolves problems in a timely manner; able to handle a situation under pressure and find a solution; uses reason even when dealing with emotional topics.
  • Ability to receive and analyze data and input data into the computer.
  • Must be able to receive and understand instructions, and carry out those instructions.

Education and Experience Requirements:

  • 2-4 year College Degree with 1-2 years or work experience in a related working field.

Traditional Physical Requirements:

  • Requires prolonged sitting, standing, bending, stooping and stretching.
  • Requires the ability to lift 10 pounds.
  • Requires eye-hand coordination, manual dexterity and a normal range of hearing and vision (with or without correction).